Q: Why is an HMS so much more affordable than an HMO or PPO

A: When you choose a big box Sacramento medical program you really need to keep in mind what you are actually paying for.  Though over 95% of all medical appointments are considered routine, a percentage of all Sacramento medical insurance fees goes to pay for everything else within the facility.  This includes equipment, janitorial, building improvements and even the little golf carts that the maintenance crew drives around.  With an HMS, our Sacramento medical facilities are streamlined to minimize the amount of overhead.  This means that an HMS which covers a majority of medical needs, you are not paying for a facility you do not own, medical equipment you may never use, or someone to valet the physicians cars.  At a Hart Sacramento medical center you will receive the care you need and more than you expect while saving money that you can invest elsewhere in. 

Our Sacramento area medical facilities are not owned by us, but rather leased.  In this market leasing is much more cost effective.  Our Sacramento medical staff are not given special parking, we do not pay for the landscaping of our facilities, and there are not four to five middle men to you getting your coverage.  All of this, and omitting costly equipment that most patients will never need, means that with an HMS your payments are often over 50% less than HMO or PPO programs.  At a Hart Sacramento medical location you are not paying for something you will not need simply because someone else may.

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